Step 1 of 6 - Contact Info 0% Investment Property Loan Form Please complete the form below and T | T will evaluate your loan scenario to provide the best available options (via email):Name(Required) First Last Email(Required) Enter Email Confirm Email Phone(Required) Citizenship(Required)SelectPermanent ResidentNon-permanent ResidentForeign NationalITINProperty State(Required)SelectAlabamaAlaskaAmerican SamoaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaNorthern Mariana IslandsOhioOklahomaOregonPennsylvaniaPuerto RicoRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahU.S. Virgin IslandsVermontVirginiaWashingtonWest VirginiaWisconsinWyomingArmed Forces AmericasArmed Forces EuropeArmed Forces PacificProperty Type(Required)SelectSingle-familyCondoTownhomeMulti-Family (2-4 Units)Multi-Family (5-8 Units)Condo Hotel (Condotel)Non-Warrantable CondoPlanned Urban Development (PUD)Occupancy(Required)SelectInvestment property / non owner-occupied Loan Purpose(Required)SelectPurchaseRefinance (Cashout)Refinance (Rate Term)Rete Type(Required)Select30 year (fixed)Prepayment Term(Required)Select0 years (no prepayment premium)1 year2 years3 years4 years5 yearsInterest Only Period(Required)Select0 years (no I/O)1 year2 years3 years4 years5 years6 years7 years8 years9 years10 yearsFICO Score(Required)Select600 - 619620 - 639640 - 659660 - 679680 - 699700 - 719720 - 739740 - 759760+ Appraisal Available?(Required)SelectYesNoProperty Value(Required)Enter the property value in dollars (no commas needed)How would you like to calculate?(Required) I know my Loan Amount I know my LTV Loan AmountLoan Amount cannot exceed 80% of the Property Value.LTVEnter percentage as a whole number. Max 80. (example: 75 not 0.75 or 75%)Loan AmountLTVDisplayed as a percentage Income Document Type(Required)SelectW2 •• Salaried income (you receive a regular paycheck from an employer)TAX RETURNS •• Income based on filed tax returnsRETIREMENT •• Income based on retirement accounts or investment distributionsBANK STATEMENTS •• Income based on deposits verified by your bank statementsBANK STATEMENTS - STREAMLINE •• Simplified bank statement income optionPROFIT & LOSS (P&L) •• Income based on business profit and loss statementsP&L + BANK STATEMENTS •• Combined income using business P&L and bank statementsWRITTEN VERIFICATION OF EMPLOYMENT (WVOE) •• Income confirmed directly by your employer1099 •• Independent contractor or freelance incomeASSET UTILIZATION (AU) •• Qualification based on assets (not income)DSCR ≥ 1.25 •• Strong debt service coverag ratio / property cash-flowDSCR 1.0 – 1.24 •• Moderate debt service coverage ratio / property cash-flowDSCR 0.75 – 0.99 •• Lower debt service coverag ratio / property cash-flowDSCR < 0.75 •• Minimal debt service coverag ratio / property cash-flowNO RATIO / DSCR = 0 •• No property cash-flow / Vacant propertySelect the income documentation that best fits your situation. {all_fields}
